Generate loan amortization schedule

Generate a monthly loan schedule showing interest, principal, and balance.

Local processing · Nothing is uploaded · 1 MB input limit

Input & settings

Enter the values below. No file is needed.
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How to use this tool

The downloadable JSON contains every monthly payment and the remaining principal.

Limits and behavior

Amounts use the same currency unit and are rounded to two decimals. This is an arithmetic estimate, excluding fees and other charges. Assumes fixed nominal interest divided by 12, monthly cent rounding, and an adjusted final payment. Principal is rounded to cents at the start. Maximum 600 rows. Input is limited to 1 MB and output to 3 MB. No input content is saved by CraftAI.

View the repayment schedule for a loan

Create a monthly payment breakdown using the supplied principal, rate and term assumptions.

Will this match every bank's final loan statement?

Not necessarily. Fees, rate changes, payment timing and lender-specific rounding can affect actual schedules.

Related tools: calculate emi · calculate compound interest

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