Calculate fixed deposit maturity

Estimate fixed-deposit maturity with a chosen compounding frequency.

Local processing · Nothing is uploaded · 1 MB input limit

Input & settings

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How to use this tool

Maturity = principal × (1 + annual rate / frequency)^(frequency × months / 12).

Limits and behavior

Illustrative constant-rate calculation, excluding tax, fees, withdrawals and lender-specific day-count rules. Amounts use one currency unit and round to two decimals. Returns are not guaranteed. Fractional compounding periods use exponential interpolation. Actual bank rules for partial periods may differ. This is not a bank quote. Input is limited to 1 MB and output to 3 MB. No input content is saved by CraftAI.

Calculate estimated fixed-deposit maturity

Project a fixed amount's maturity value using your interest rate and compounding frequency.

Will every bank pay exactly this maturity value?

No. Bank-specific rules, tax deduction, compounding dates and premature withdrawal can change the result.

Related tools: calculate recurring deposit maturity · calculate compound interest

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