Calculate recurring deposit maturity

Estimate recurring-deposit maturity from monthly deposits and compounding assumptions.

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Input & settings

Result

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How to use this tool

Select deposit timing and compounding frequency. The annual compounding model is converted to an effective monthly rate for the regular-deposit calculation.

Limits and behavior

Illustrative constant-rate calculation, excluding tax, fees, withdrawals and lender-specific day-count rules. Amounts use one currency unit and round to two decimals. Returns are not guaranteed. Assumes equally spaced monthly deposits. Actual bank RD rules, deposit dates, penalties and partial quarters may differ. Maximum 600 deposits. Input is limited to 1 MB and output to 3 MB. No input content is saved by CraftAI.

Estimate maturity from monthly deposits

Use your recurring monthly amount, interest rate and term to project a recurring deposit maturity amount.

Will the estimate equal every bank's RD payout?

Banks can differ in compounding schedules, calculation rules, tax deductions and rounding.